Book Through Your Credit Card Travel Portal or Transfer to Airline to Save Big!

Compare The Calculated Points Per Mile To Determine Where To Purchase

Ever wondered what the value of your points/miles are worth when redeeming?  With most credit cards, redeeming points for cash back is at a 1:1 ratio meaning 1000 points would equal $10.00.  Redeeming miles for travel can net you more value for your credit card reward miles!

Points/Miles Value Calculator

Find the value of your points, for a flight, by calculating Cents Per Mile (CPM)


  • If the calculated CPM is greater than through your credit card travel portal redemption amount, transfer the miles to the airline for booking with points.
  • If the calculated CPM is less than your credit card travel portal redemption amount, book the travel in your credit card travel portal.

Don’t forget, you can also save by purchasing gift cards!

  • AARP: You can purchase discounted travel (or any type) gift cards at AARP at up to 10% off!
    • You can even pay with PayPal if your credit card is offering a promotion for using PayPal.
  • Raise.com: You can purchase discounted gift cards for travel (or any type) at up to 10% off!  Some resorts and hotels can even be more off!
    • Plus get $5 when you make a raise.com purchase within 30 days of signing up for an account. Full disclosure: I also get $5.
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